Amatafari ya Mortar
Banki nkuru y’igihugu uyu munsi yashyize ahagaragara amakuru yo gukwirakwiza umutungo mu gihembwe cya mbere cya 2021. Ibi birerekana ko politiki y’ifaranga rya Federasiyo yaguye mu kwagura ikinyuranyo kinini hagati y’abakire n’abakene bitigeze bitekerezwa muri Amerika.Amakuru ya Federasiyo akubiyemo 1%, 9% ikurikira, 40% ikurikira, hamwe na 50% byumutungo wurugo.Hasi ya 50% -igice cyabatuye muri Amerika-ni abakene, kandi ntibaniyandikishije kuri "monite-monite moniteur" kuko badafite amafaranga ahagije.
1% by'ingo zingana na miliyoni 126 zo muri Amerika (ni ukuvuga ingo miliyoni 1.26) ni bo bungukirwa n’ibikorwa bya Federasiyo.Mu mpera z'igihembwe cya mbere, umutungo wabo wose wari tiriyari 41.5 z'amadolari ya Amerika, ugereranije na miliyoni 32.9 US $ kuri buri rugo.Mu mezi 12 ashize, umutungo wa buri muryango wabo wiyongereyeho miliyoni 7.9.
“9% itaha” yimiryango ikize ifite impuzandengo ya miliyoni 4.3 US $ yiyongereyeho US $ 708.000 kuri buri rugo mumezi 12.“Ibikurikira 40%” bifite impuzandengo ya US $ 725.000 kuri buri rugo n'ubutunzi bwa $ 98,000.
Ku isonga ryurutonde ni imiryango 30 ikize cyane muri Amerika.Kuva Bezos kugera Icahn, Musk iri kumwanya wa kabiri.Nk’uko byatangajwe na Bloomberg Billionaires Index, umutungo wose w’iyi miryango 30 ni miliyari ebyiri z'amadolari y'Amerika, naho umutungo wa buri muryango ukaba miliyari 67 z'amadolari y'Amerika.Nibo batsinze byimazeyo politiki yifaranga rya Federasiyo.
Hasi ya 50% ntabwo bafite ububiko.Gusa ijanisha rito muribo bafite imitungo itimukanwa, kandi bafite imigabane mike cyane mumitungo itimukanwa.Ariko bafite imyenda myinshi.Ntabwo ari munsi ya 50% gusa ntibirengagijwe ningaruka zubutunzi bwa Federasiyo - bagomba no kuyishyura mugiciro kinini.
Ugereranyije umutungo wa buri muryango ni US $ 42,000, ikubiyemo ibicuruzwa biramba nk'imodoka, TV, imashini imesa na terefone zigendanwa.Mu mezi 12 ashize, umutungo wabo wiyongereyeho amadorari 10,000 gusa, inyinshi muri zo ntiziva muri Banki nkuru y’igihugu, ahubwo ziva mu kigega cya leta.Barazigama, bishyura amakarita yinguzanyo cyangwa bayakoresha kubicuruzwa biramba.
Hasi ya 50%, hari kandi itandukaniro rinini.Imiryango yo mu rwego rwo hejuru irashobora gutunga inzu isanzwe, kandi ntishobora kwishyura inguzanyo nini, 401k, hiyongereyeho imodoka nziza nibindi bicuruzwa biramba, ukuyemo inguzanyo yimodoka, inguzanyo zabanyeshuri, hamwe nideni ryamakarita yinguzanyo.Abo ni abanyamahirwe hepfo 50%.Ariko iki cyiciro kirimo abakene bakennye cyane.
Imbonerahamwe ikurikira irerekana ubutunzi bwo hepfo 50% (umurongo utukura) munsi ya "ubutaha 40%" (umurongo wicyatsi).“Ubutunzi” bwo hasi ya 50% bwiyongereyeho $ 14,000 mu myaka 20 gusa, tutitaye ku guta agaciro kw’ifaranga, muri yo amadorari 10,600 yabaye mu mezi 12 ashize, bitewe no kwishyura.
Hasi 50% y "ubutunzi" igizwe n $ 122.500 mumitungo ukuyemo 81.000 $ byumwenda.Umwenda w'inguzanyo wasangaga igice kinini cy'umwenda, ariko umwenda w'abaguzi - umwenda w'amakarita y'inguzanyo, inguzanyo y'imodoka, hamwe n'inguzanyo z'abanyeshuri - warenze umwenda w'inguzanyo muri 2018:
Umutungo utimukanwa uri munsi ya 50% niwo mutungo munini, ku madorari 61.500 kuri buri rugo (umurongo wirabura ku gishushanyo gikurikira), umwenda w’inguzanyo ni 39.000, naho inzu ingana na 22.500.Ibi bivuze ko ugereranije ingo nke ziri munsi ya 50% zifite imitungo itimukanwa.Ugereranije, umutungo utimukanwa w'iyi miryango ni $ 3000.
Iyo politiki yubutunzi bwa Federasiyo ihinduye isoko ryimitungo itimukanwa, abantu benshi bari munsi ya 50% ntibazabyungukiramo rwose kuko badafite amazu.Ariko barimo kwishyura ingaruka zubutunzi kuko ibiciro byabo, harimo n'ubukode, biriyongera.
Ibicuruzwa biramba nicyiciro cya kabiri kinini mubantu 50% binjiza amafaranga make, kuri US $ 24,000 kumurugo, nkibinyabiziga, ibikoresho byamashanyarazi na terefone igendanwa (umurongo wicyatsi).Mu mezi 12 ashize, abantu bakoresheje inkunga ya leta mu kugura imodoka, yiyongereyeho amadorari 2,500 n'ibindi.
Imigabane hamwe na mutuelle nicyiciro gito cyumutungo, hamwe $ 1.356 gusa murugo (umurongo utukura).Hasi 50% ntibishobora kungukirwa nimbaraga za Federasiyo yo kuzamura isoko ryimigabane hejuru.Ibi byabitswe hejuru ya 10%:
Inyigisho y "ingaruka zubutunzi" -kugira abakire bakize, kubareka bagakoresha amafaranga make, verisiyo yanyuma yubukungu bwifashe nabi-kuva kera ni ishingiro ryemewe rya politiki y’ifaranga rya Banki nkuru y’igihugu kandi yagaragaye muri Banki nkuru y’igihugu. .Harimo impapuro za Janet Yellen igihe yari umuyobozi wa banki nkuru yigihugu ya San Francisco.Mu mwaka wa 2010, Ben Bernanke, umuyobozi wa Banki nkuru y’igihugu, yasobanuriye abanyamerika iki gitekerezo mu nyandiko yanditswe na Washington Post.Muri Werurwe 2020, Umuyobozi wa Banki nkuru y’igihugu, Jerome Powell (Jerome Powell) yahisemo gukoresha ubwenge "gukoresha ubutunzi", ahubwo yasabye ijambo rye bwite, azamura ingaruka zubutunzi kurwego rwiza cyane, nkawe Umurongo wicyatsi urimo igishushanyo cyerekana imbonerahamwe ya mbere.
Abatuye muri Amerika bariyongereye imyaka myinshi.Nk’uko ibiro bishinzwe ibarura bibitangaza, muri Amerika hari ingo miliyoni 126 muri Amerika mu gihembwe cya mbere, zikava ku miryango miliyoni 105 mu 2000. Ukurikije ibisobanuro, ibyiciro byose byazamutse muri iyi myaka 20.Yego rero, uko imyaka yagiye ihita, 1% yingo yongeyeho ingo 210.000, Halleluya.Ariko epfo 50% -abakene bongeyeho ingo miliyoni 10.5.
Mu mezi 12 arangira mu gihembwe cya mbere, umutungo w ingo 1% wiyongereyeho miliyoni 7.9.Ubutunzi bwo hasi 50% bwiyongereyeho $ 10,600.Ikinyuranyo cyubutunzi hagati yabo cyiyongereyeho miliyari 7.9 US $.
Mu myaka 30 ishize, ikinyuranyo cyubutunzi kiri hagati ya 1% na 50% yo hasi cyiyongereyeho inshuro esheshatu, kiva kuri miliyoni 5 zamadorari yAmerika kuri buri rugo muri 1990 kigera kuri miliyoni 33 zamadorari y’Amerika ubu, igice kinini cyacyo kikaba kiri muri 12 ishize amezi.Ndashimira politiki idacogora ya Banki nkuru yigihugu:
Iki nigisubizo gitangaje ariko cyemewe rwose na politiki yifaranga rya reta.Nta muntu n'umwe wemerewe kubibariza.Biremewe kuko 10% byambere nkibi, harimo nabagize Kongere, barashobora kugira icyo babikoraho, kandi kubera ko 50% yo hasi batabizi, kandi ntibumva icyo Federasiyo yabakoreye Niki, kandi arahuze kurokoka inzozi zicyuho.
Ukunda gusoma UMUHANDA W'IMBORO kandi ushaka kubishyigikira?Koresha iyamamaza-Ndumva neza impamvu-ariko ushaka gushyigikira urubuga?Urashobora gutanga.Ndishimye.Kanda kuri byeri hamwe nicyayi cyicyayi kugirango wige uburyo:
Ati: “Ibi ni ibimenyetso byerekana ko umukino wakoreshejwe.Nubwo wakora amasaha 26 kumunsi ukarya ramen n'amazi gusa, ntushobora kwegera uku kwiyongera k'umutungo bwite ”
Federasiyo yakuyeho ubushobozi bwabantu kugirango bagere kumutungo runaka mukwikiza… iyi niyo ntambwe yambere.Kuzigama bigenda bisubira inyuma, guhera muri 2009… Ibi birasekeje!Kuzigama birarangiye.Amahirwe yo gutunga inzu yambere ni nto cyane.Gushora mu biciro bihendutse… Federasiyo yerekanye ibintu byose bakozeho…
Mu mateka, igipimo cyinyungu muri iki gihe cyamateka kigomba kuba hejuru ya 5%, kubera ko umushoramari cyangwa umutekamutwe wese ufite ubwonko azi ko igihe kirenze, agomba gutsinda igipimo cy’ifaranga ngarukamwaka kugira ngo ayobore neza.Iyo ikigo cya leta cyigometse cyemerewe gushyiraho igipimo cyinyungu kiri munsi yikigero nyacyo cy’ifaranga, ongera byibuze 30% kuri CPI yatangajwe kugirango wegere iyi ngingo, kandi impinduka zitandukanye zizagaragara mubukungu bwa Amerika.itandukaniro.
Iyo umuntu wese ufite ibaruramari areba amakuru nimbonerahamwe iri hejuru, amenya intege nke zamakuru ya Banki nkuru yigihugu.Ibyo bita umutungo nkumutungo utimukanwa hamwe nububiko / ingwate ntabwo bifunze kubiciro, ariko biratandukanye cyane nibigenda byiyongera kumasoko yabo.Nahoraga mvuga ko mugihe dusuzumye umutungo, umutungo uhinduka ugomba kugabanywa kugirango ugaragaze ubushobozi bwabo bwo kwerekeza mumajyepfo no mumajyaruguru.
Mu buryo nk'ubwo, imodoka, ibikoresho by'amashanyarazi, na terefone zigendanwa bitesha agaciro umutungo, ushobora kugurwa gusa ku giciro kiriho aho kugiciro.
Ah, ariko kuruhande rwumwenda ufite agaciro kangana, guhuza inguzanyo, inguzanyo yimodoka, inguzanyo kugiti cyawe, inguzanyo yabanyeshuri, hamwe namakarita yinguzanyo ni umubare runaka.Ntabwo bizashira, wibagirwe isoko yimfizi yubusa kuriyi myenda itemewe yo kwishyura idahwitse gusa, mugihe uruhande rwumutungo uringaniye rugarutse kumateka yarwo yo kugereranya ibiciro (binyuze mumasoko y'idubu cyangwa, kubwibyo, impanuka).
Igituba gihora giturika.Iyo umuswa wanyuma arashe umupira muri Powell Casino, abandi bakinnyi byanze bikunze batangira gukanda kuri "kugurisha" hanyuma mu buryo bw'ikigereranyo bihutira gusohoka.Bitcoin hamwe na Crypto-Cruds ni urugero rwiza rwo kunanirwa kugura ibiciro biri hejuru.
Umuntu wese ufite amadorari icumi arashobora kugura komisiyo yimigabane kubusa.Ndetse hamwe na 8% cyangwa 10% yinjiza buri mwaka, abashoramari b'ubururu ntibashobora kugumana n'ifaranga.Kuri 50% byabantu badafite umutungo, inflation iratandukanye.Niba ukina uburinganire muri iri soko ryingufu zishobora kuvugururwa, noneho uba ukora neza wenyine.Ingufu zisubirwamo ziracyari ingaruka zumutungo nyawo wa rubanda, nibyiza.Federasiyo yamamaza capitalism kugirango Amerika ikomeze gukuramo impano zisi.Niba tutaretse impano zishinwa zishira nonaha, hazabaho ikibazo.Ubutaha dufite intambara nto, hanyuma umenye ko abahanga bose b'abashinwa bari muri laboratoire yacu.Muri icyo gihe, abakire ba paranoide bagiye muri Nouvelle-Zélande cyangwa Singapuru, aho bandikira imiryango yabo amakaramu y'uburozi.Bazi neza rwose ko Amerika izahinduka Scandinavia.Numara kuba umukire muri Amerika, ntamuntu numwe uzakubabaza.Ntabwo bigeze babona ko umuryango uzunguruka ushobora kugenda inzira imwe, ariko bamenye ko gukunda igihugu bikorera abakene.Noneho, abakene bahindagura ibintu rimwe na rimwe.
Astor, Vanderbilt, Morgan, Rockefeller, Carnegie, Frick, Fisk, Cook, Duke, Hearst, Mellon, kuvuga amazina make.
Igihe cyonyine ntekereza kubakire bashyira igihugu hejuru yinyungu zabo ni mugihe cyo gushinga.Washington, Jefferson, Madison, Hancock, Adams, Franklin, nibindi byose ni abantu bakize bahitana ubuzima bwabo nubutunzi.
Ntibyatinze.Repubulika nshya ikeneye inkunga.Irasaba abashoramari kugura inguzanyo zayo.Kubera imbaraga za Hamilton, inganda z’imari zo muri Amerika zakiriwe n’abashoramari b’amahanga.Ariko gutungurwa, gutungurwa, gutungurwa, nkuko Gomelpel ikomeye yakunze kubivuga, abantu baza kumasoko mbere, abantu bafite ubutunzi bukomeye babona ibicuruzwa, cyane cyane mumajyaruguru yuburasirazuba.Hariho gutonesha gukomeye, kandi gutonesha bigenewe abakire.Ubwoko butuma ushyigikira Aaron Burr.
Nkuko mbizi, ntanumwe mubakomoka mumiryango mwavuze ni miliyari.Ntushobora kubona DuPont cyangwa Ford kurutonde rwa Forbes 400.Mubyukuri, benshi mubantu bakize mu gihugu muri iki gihe bafite amateka asanzwe yo mu rwego rwo hagati, ariko bakoresha amahirwe ariho.Bamwe ni abakene rwose.Umwe mu bo twigana mu ishuri ry’ubucuruzi yakundaga kwambara imyenda ya gisirikare hafi ya buri cyiciro.Yagiye mu kiruhuko cyiza afite amamiliyoni amagana.
Dufite abayobozi bo mumiryango y'indashyikirwa bashyize igihugu imbere mugihe cyintambara ya kabiri yisi yose.Reba uyu munyamuryango wumuryango wa Roosevelt:
https://www.amateka.com
Urashobora kwiyumvisha umuntu uwo ari we wese * mumuryango * wibigo byacu bya politiki cyangwa abanyapolitiki bigwa muri Normandy?
Hancock ntabwo ari inyuma yicyayi cya Boston, kuko ibyoherezwa bizahangana nicyayi cye?
Usibye uko ubibona, kuki nta shusho ya Thomas Paine?Amaze kwemeza abakene ko ibintu bizaba bitandukanye akabashishikariza kurwana, kubabara no gupfa kubitandukaniro, kuki izina rye ryabaye umwanda?
Ntabwo twagize "revolution", twahinduye ubuyobozi.Ndakeka cyane ko Hancock amara igihe kinini anywa icyayi, kandi abakire bamwe bameze gutya.Shakisha amahirwe kubutunzi bwinshi, nkuko Anon 1970 yabisobanuye… miliyoni amagana, eh?Ntekereza ko iyi atari ingingo yo guta ibyo bidafite ishingiro.
Nizere ko nshobora kubona ibitekerezo byawe kuri "imiryango ya leta yatoranijwe".Nibyiza cyane kandi bifite akamaro.
Mbega ubujiji kandi burenze!Amateka (hamwe namateka, nshobora kongeraho…) nimwe gusa mubyiciro byinshi twiga mugushaka kumenya ibibazo / ibibazo / amayobera mubuzima, harimo igitekerezo rusange cyerekeye "ubumuntu" (Nubwo nkeka ko ahari icyiciro imbere… bidasobanutse).Imyizerere yumuco / indangagaciro / imyitwarire cyangwa ibinyabuzima byacu byambere?"Ikibazo kavukire / kurera" gihora kirindwa!Ikibabaje ni uko abantu bamwe badashobora kwakira ibitazwi mubitekerezo no gukurikiza amabwiriza yimirire yabandi, cyangwa bigishwa kera mbere yuko bagira icyo bavuga mubuzima bwabo.
Iyi nteruro isobanura bimwe ko ufite umwanya mubihe, gutondeka, imbonerahamwe, nibindi, ariko…
Abagereki ba kera (isoko ya “ibitekerezo” byacu byibanze) impaka zidashira “ubuzima bwiza”.Ntabwo bizera ko "ubumuntu" ubwo aribwo bwose.Kuki tugomba kubikora?
Unshyire MU NTAMBARA nabantu hepfo, nubwo ntameze nkabantu benshi.Igomba gukemurwa, kimwe n’imihindagurikire y’ikirere hamwe n’ubusobanuro bwacu bwa none “ubuzima bwiza”.
Ndatekereza kubikorwa bya barbell-birebire birebire hamwe numutwe kumutwe umwe;ingoyi n'umugati wera kurundi.Ntabwo uzi inzira tuzanyuramo, ariko tuzi ko bizaba bikabije.
Haracyari ikibazo, terefone zigendanwa urutonde nkumutungo kandi ufatwa nkigice cyumutungo bwite.Ni terefone igendanwa
Igihe cyo kohereza: Nyakanga-16-2021